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Bavaria, 1869 the time of Ludwig II, creator of Neuschwanstein. Adele Spitzeder and her friend and her chamber maid move form the countryside to Munich. Adele Spitzeder is a clever, vivacious, and tough woman. Within no time, lies, fraud, rustic charm and outright impertinence make her a feared competitor to the old Bavarian Banks. The masses who entrust her with their savings for incredible interest rates love her, the rich envy her, but she ends up poorer than those she defrauded, is sent to prison and becomes dependant on her friends and creditors.